Farmers & Merchants State Bank Est. 1904

Tips to Avoid Becoming a Victim

  • Never wire money or send cash or a pre-pard card. These transactions are just like sending someone cash! Once your money is gone, you can’t trace it or get it back.

  • Don’t give the caller any of your finicancal or other personal information. Never give out or confirm financial or other sensitve infomration, including your bank account, credit card, or Socail Security number, unless you know exactly who you’re dealing with. Scammers can use your infomration to commit identiy theft. If you get a call about a debt that may be legitmate – but you think the collector may not bge – contact the company to which the caller claims you owe money to inquire about the call.

  • Don’t trust a name or number. Scammers use offical – sounding names, titles, and organization to make you trust them. To make the call seem legitimate, scammers also use internet technology to disguise there are code or generate a fake name on caller ID. Do even though it may look like thy’are calling locally or somewhere in the United States, they could be calling from anywhere in the world.

  • Join the National Do Not Call Registry and don’t answer numberes you don’t know. This won’t stop scammers from calling but it should make you skeptical of calls you get from out of the blue. Most legitimate sales people generally honor the Do Not Call list. Scammers ignore it. Putting your number on the list helps to “screen” your calls for legitmacy and reduce the number of legitmate telemarketing calls you get.


As a reminder, Farmers and Merchants State Bank does not request confidential information through e-mail, pop-up requests, or phone calls.  If you are contacted by any of these methods by someone claiming to be from Farmers and Merchants State Bank, please contact us at 507-583-6688 or 507-437-3253.

Dislcaimer: Thank You for visiting the Farmers & Merchants State Bank website. This institution does not guarantee or endorse the products, security, or privacy practices on these linked sites. Nor is this institution responsible for the accuracy of the data on these linked sites.