Farmers & Merchants State Bank Est. 1904

The Farmers and Merchants State Bank was established on May 17, 1904.  The present facility was built in 1981.  Our Austin Branch was constructed in 1998.


The Farmers and Merchants State Bank is a family owned, independent bank.  We are very proud of over 100 years of service to the community.  In our institution, our customers know us and we know them, most on a first name basis and that is the way we like it!!  We pride ourselves on fast, friendly, superior customer service.


No need is too small or too large.  We have all the big bank services with the small town friendliness.  Once you have tried us, we know you will never regret it.